Most of us are familiar with the term Medicaid (also known as Title 19), however, most of us are unaware of who qualifies and what the coverage is. Medicaid is designed to help those with low income. Essentially, Medicaid is a federally assisted program that is administered by the individual state. It has been designed to assist, those who qualify, pay for long-term healthcare, while still allowing access to other medical and healthcare benefits. Medicaid's coverage varies from state to state, this is why it is important to have an attorney who is well versed in the laws and how to plan for Medicaid eligibility.

Medicaid and Medicare are often confused for one another, and should not be. Medicare is available to those 65 and older, or people with a disability, regardless of assets or income, however, it provides very limited services for long-term nursing home care. Also, with Medicare, any expenses that are not covered must be paid out of pocket or through a long-term care insurance policy.

When speaking with our knowledgeable attorneys at Foley, Shannon, Powers & Rusch it is important to know what questions to ask. Below are some frequently asked questions that may help you understand what to know and prepare for when discussing this often confusing topic.

• What does Medicaid cover/not cover?
• If I am a veteran, does this impact Medicaid?
• Can I qualify for Medicaid if I give my assets to my children?
• Do I need a lawyer to apply for Medicaid?
• Can I afford the cost of a nursing home?
• Can I use Medicaid benefits to pay for assisted living?

Our team of knowledgeable attorneys will help you protect your loved ones, and yourself by going through all the laws to avoid Medicaid penalties. These penalties can often be costly, or even be the cause of denial for Medicaid.

Contact our reliable and trustworthy attorneys today to begin your Medicaid or Estate Planning.